Our Broker / Dealer & Registered Investment Adviser

 

WHAT IS A BROKER/DEALER–REGISTERED INVESTMENT ADVISOR?

A Broker/Dealer–RIA is a company that an investment professional affiliates with in order offer investment advice and financial planning services, adn to buy and sell investment products on behalf of clients. The Securities and Exchange Commission (SEC) supervises large Registered Investment Advisers directly and delegates the supervision of Broker/Dealers to the Financial Industry Regulatory Authority (FINRA). When we implement a brokerage solution for our clients, we do so through our relationship with our broker/dealer.  When we provide financial planning and investment advice, we do so through our relationship with a Registered Investment Adviser.  In order to provide investment advice or access to any security for investment, a financial professional MUST be affiiated with either a Broker/Dealer or a Registered Investment Adviser.  At The Lunin-Pack Financial Group, we have chosen to maintain dula affiliation with both a Registered Investment Adviser and a Broker/Dealer in order to have acces to the widest possible universe of potential solutions for our cients.

WHY WOODBURY?

We have chosen to work with Woodbury Financial Services, Inc. as our broker-dealer and Registered Investment Adviser. Woodbury is unique in the industry in its ability to deliver a “small firm” feel while delivering the financial strength and resources to help its clients – firms like ours – serve our clients, namely you.  Woodbury is part of Advisor Group, one of the largest networks of independent wealth management firms in the United States, with more than 7,000 affiliated advisors. This structure gives Woodbury the resources to make significant investments, so advisors enjoy access to state-of-the-art technologies, personalized service, and broad-based operational support to better serve their clients.

By partnering with Woodbury, we have the independence and freedom to act in your best interest, without any pressure to promote proprietary products or strategies. It's a model that differs from that of some other, larger financial firms whose financial representatives are accountable not just to their clients, but also to the parent company that employs them. 

For more information on Woodbury, please go to www.woodburyfinancial.com.