Three plain-English analyses that show you how much you could safely spend, where taxes may quietly take more than their share, and whether your portfolio fits the retirement you want — free, whether or not we ever work together.
A forward-looking review of your tax picture: where taxes could quietly erode your IRA and 401(k), and whether Roth conversions or smarter withdrawal sequencing could lower your lifetime tax bill.
An independent look at what you actually own: the risk you're carrying, the fees you're paying, and how well your current portfolio fits the retirement you're planning.
A first estimate of the monthly paycheck your savings could responsibly support — the number most people approaching retirement have never actually seen.
The insights are yours to keep — whether or not we ever work together.
Retirement investors age 50+ who are retired or close to it
Diligent savers with investments valued at over $1 million
People who value expert help, because retirement is too important to go it alone
A one-hour meeting, virtual or in-person. We spend the first 15 minutes assessing whether we're a good fit for each other — and the remaining 45 minutes exploring your situation and answering your questions.
If it looks like a good fit, you'll securely upload your documents to our portal so we can analyze your tax returns, investments, and retirement income picture.
We present a detailed analysis, in plain language, of the tax, investment, and retirement income strategies available to you.
Then we encourage you to take your time thinking through our recommendations. We are looking for long-term relationships, not one-time transactions — so there is never any pressure to decide on the spot.
Schedule Your Free Discovery Meeting One hour · Zoom or in person · No cost, no obligation
Your discovery meeting is with Jesse himself — founder of Lunin-Pack Financial Group, Certified Financial Planner™ Professional, named to the Forbes Best-in-State Financial Security Professionals list (2022), contributing author of Money Talks, and host of The Healthy, Wealthy, and Connected Retirement podcast. He's been helping families turn decades of saving into decades of living since 2006.
Nothing. The assessment — the discovery meeting, the analysis, and the insight presentation — is free. We offer it because it's the best way for you to evaluate how we think, and for both of us to find out whether we're a good fit, before any commitment is made.
Then we part as friends — and the insights are yours to keep. We are looking for long-term relationships, not one-time transactions, and a plan only works if you're fully comfortable with the people behind it. There is never any pressure to decide on the spot.
We help you:
If we decide to work together, we will invest your assets based on the mutually agreed upon plan, set up your monthly retirement distribution, and help you with your ongoing tax planning. Once that is complete, we can dig into any other financial needs you might have, including your estate plan, to make sure your entire financial life is in order.
Yes! As an independent SEC Registered Investment Adviser we are required by law to act as your fiduciary. This means that we put your interests before ours in all of our recommendations. We are additionally required to minimize our conflicts of interest with you, and to disclose any conflicts that cannot be avoided.
Our fee is based on the assets we manage for you:
| Assets Under Management | Annual Fee |
|---|---|
| First $750,000 | 1.50% |
| Next $500,000 | 1.00% |
| Next $3,750,000 | 0.85% |
| Above $5,000,000 | 0.75% |
Your assets are held for safekeeping by an independent custodian, the SEI Private Trust Company. SEI prepares your statements and takes care of your tax reporting each year. SEI also serves as a broker/dealer to execute investment transactions based upon our instructions. Your actual investment portfolio will be made up of publicly traded stocks, bonds, ETFs, and mutual funds, depending on your specific needs.
One hour with Jesse. Three analyses, yours to keep. Zero pressure.
Schedule Your Free Discovery Meeting Pick a time that works — you'll get a confirmation right away.